Rameshwar Bank
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๐Ÿฆ

Loan

Affordable loans with quick disbursal to fulfill your dreams

๐Ÿ  Housing Loan

Own Your Dream Home

Purchase or construct your dream home with our affordable housing loans.

Loan AmountUp to โ‚น5 Crore
Interest Rate10.00% p.a.
TenureUp to 30 years
Processing Fee1% + GST
  • Purchase of new/old house or construction
  • Extension or renovation
  • Balance transfer available

๐Ÿ’ผ Business Loan

Grow Your Business

Fuel your business growth with flexible loans.

Loan AmountUp to โ‚น500 Lacs
Interest Rate12.00% to 15.00% p.a.
TenureUp to 7 years
Processing Fee2% + GST
  • Quick disbursal within 7 days
  • Based on business revenue
  • Minimal documentation

๐Ÿš™ Vehicle Loan

Give Wheels to Your Dream

New or used vehicle loans for personal and commercial use.

Loan AmountUp to โ‚น50 Lacs
Interest Rate10.00% p.a.
TenureUp to 7 years
Down Payment15-20%

๐ŸŽ“ Educational Loan

Invest in Dreams

Studies in India or abroad on stipulated terms.

Loan AmountUp to โ‚น40 Lacs
Interest Rate11.00% to 12.00% p.a.
TenureUp to 15 years
MoratoriumCourse + 1 year

๐Ÿ™‹ Personal Loan

For Every Personal Need

Quick, unsecured funds for weddings, medical needs, travel, or any personal expense.

Loan AmountUp to โ‚น20 Lacs
Interest Rate14.00% p.a.
TenureUp to 5 years
Processing Fee2% + GST

๐Ÿงพ Cash Credit

Manage Your Working Capital

A revolving credit limit against stock and book debts to smooth out day-to-day business cash flow.

LimitUp to โ‚น100 Lacs
Interest Rate12.00% to 13.00% p.a.
TenureRenewable annually
SecurityStock / Book Debts

๐Ÿ” Overdraft Against Other Securities

Unlock Liquidity From Your Investments

Avail an overdraft facility against FDs, shares, bonds, or other approved securities without liquidating them.

LimitUp to 90% of security value
Interest Rate12.00% p.a.
TenureRenewable annually
Processing Fee0.5% + GST

๐Ÿ“œ LIC/NIC Against Loan

Borrow Against Your Policy

Loan against the surrender value of your LIC or NIC insurance policy, with minimal documentation.

Loan AmountUp to โ‚น50 Lacs
Interest Rate10.00% p.a.
TenureUp to 5 years
SecurityLIC / NIC Policy

๐Ÿช™ Gold Loan

Instant Funds Against Gold

Quick loans against gold ornaments and jewellery with same-day disbursal.

Loan AmountUp to โ‚น20 Lacs
Interest Rate10.00% p.a.
TenureUp to 3 years
Processing Fee0.5% + GST

๐Ÿช Business Daily Deposit

Flexible Daily Funding for Small Business

A short-term daily collection-based credit facility designed for shopkeepers and small traders needing flexible working capital.

Loan AmountUp to โ‚น10 Lacs
Interest Rate18.00% p.a.
TenureUp to 2 years
RepaymentDaily collection

EMI Calculator

๐Ÿ—“๏ธ Monthly EMI: โ‚น19,300

๐Ÿ’ฐ Principal Amount: โ‚น20,00,000

๐Ÿ“ˆ Total Interest: โ‚น26,32,104

๐Ÿ’ณ Total Payment: โ‚น46,32,104

Interest Rate Used: 10.00% p.a.

Loan Tenure: 240 Months

Loan Enquiry

Interested in any of our loan products? Contact our bank team for more information and assistance.